Government schemes for rural communities

Government Schemes

Discover eligible government programs and schemes designed for rural communities. Find benefits, subsidies, and support programs that match your profile.

Find Eligible Schemes

PM-KISAN scheme

PM-KISAN

Active

Direct income support scheme providing ₹6,000 per year to small and marginal farmers in three equal installments.

Benefit Amount: ₹6,000/year
Eligibility: Small & Marginal Farmers
Application: Open

Eligibility Criteria:

  • • Landholding up to 2 hectares
  • • Valid Aadhaar card required
  • • Bank account linked to Aadhaar
  • • Agricultural land ownership proof

Application Process:

  1. 1. Visit PM-KISAN official portal
  2. 2. Register with Aadhaar number
  3. 3. Fill application form with land details
  4. 4. Upload required documents
  5. 5. Submit and track application status
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MGNREGA scheme

MGNREGA

Active

Guaranteed 100 days of wage employment per financial year to rural households whose adult members volunteer to do unskilled manual work.

Daily Wage: ₹309/day (Odisha)
Max Annual: ₹30,900
Application: Open

Eligibility Criteria:

  • • Rural household resident
  • • Adult member (18+ years)
  • • Willing to do unskilled manual work
  • • Valid job card required

Application Process:

  1. 1. Apply for job card at Gram Panchayat
  2. 2. Submit household details and photos
  3. 3. Receive job card within 15 days
  4. 4. Apply for work when needed
  5. 5. Work must be provided within 15 days
Apply Now
PM Awas Yojana

PM Awas Yojana

Active

Housing scheme providing financial assistance to rural families for construction of pucca houses with basic amenities.

Benefit Amount: ₹1,20,000
Eligibility: Houseless Rural Families
Application: Open

Eligibility Criteria:

  • • Houseless or living in kutcha house
  • • Rural area resident
  • • Not availed housing scheme before
  • • BPL or eligible income criteria

Application Process:

  1. 1. Apply through Gram Panchayat
  2. 2. Submit income and residence proof
  3. 3. Social audit and verification
  4. 4. Approval and fund release
  5. 5. Construction with technical support
Apply Now
Kisan Credit Card

Kisan Credit Card

Active

Credit facility for farmers to meet their agricultural and allied activities financing needs including crop production and maintenance.

Credit Limit: Up to ₹3,00,000
Interest Rate: 4% (with subsidy)
Application: Open

Eligibility Criteria:

  • • Farmers with agricultural land
  • • Tenant farmers with valid documents
  • • Self Help Group members
  • • Age between 18-75 years

Application Process:

  1. 1. Visit nearest bank branch
  2. 2. Fill KCC application form
  3. 3. Submit land documents and ID proof
  4. 4. Bank verification and approval
  5. 5. Receive KCC within 14 days
Apply at Bank
Ayushman Bharat

Ayushman Bharat

Active

Health insurance scheme providing coverage up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.

Coverage: ₹5,00,000/year
Family Size: No limit
Application: Open

Eligibility Criteria:

  • • SECC 2011 listed families
  • • Rural and urban poor families
  • • Occupational category families
  • • Automatic eligibility for some categories

Application Process:

  1. 1. Check eligibility online
  2. 2. Visit Common Service Center
  3. 3. Provide Aadhaar and family details
  4. 4. Get Ayushman card printed
  5. 5. Use at empaneled hospitals
Check Eligibility
Skill Development

Pradhan Mantri Kaushal Vikas Yojana

Closing Soon

Skill development program providing free training with monetary rewards and certification for employment opportunities.

Training Reward: ₹8,000
Duration: 150-300 hours
Deadline: 31/12/2025

Eligibility Criteria:

  • • Age between 15-45 years
  • • School dropout or unemployed
  • • Indian citizen with valid ID
  • • Basic literacy preferred

Application Process:

  1. 1. Find training center near you
  2. 2. Register with Aadhaar card
  3. 3. Choose skill course
  4. 4. Complete training and assessment
  5. 5. Receive certificate and reward
Apply Now